• Basic Life Insurance

    As a benefit eligible employee you may enroll into a $5,000 Basic Life Insurance Policy through Guardian Life Insurance Co.  The City of Newton and the employee each pay 50% of the premiums; the current rate for employees is $4.73/month for Basic Life Insurance ($5,000), which also includes accidental death and dismemberment.

    To enroll, complete the Guardian Basic Life Insurance Enrollment Form.  Deductions are made from the first paycheck of the month.  

     
     

    Additional Group Life Insurance

    You may elect to enroll supplemental life insurance up to $1,000 less than your gross annual salary, subject to a maximum of $74,000.   Additional life insurance can be purchased in increments of $1,000.  Employees pay 100% of the premiums.  See rate chart below.  Deductions are made from the last paycheck of the month.

    If you are enrolling after your first 30 days of employment, you will need to complete the Guardian Evidence of Insurability Form

    Age

    Rate per thousand

    <30

    $.11

    30-34

    .12

    35-39

    .13

    40-44

    .20

    45-49

    .32

    50-54

    .49

    55-59

    .66

    60-64

    1.18

    65-69

    1.74

    70-75

    3.55

     

    For specific questions about the Guardian Life Insurance policy, you may contact Guardian at 1-800-525-4542.